Please complete the residential application (Form 1003). Page 4 of the application is a continuation page in case you need additional space for your assets and liabilities. If you make a mistake while filling out the application cross it out and make a change. Do NOT use white out.

Following is a list of the basic items you will need to provide:

		Pay stubs covering the most recent 1-month period and showing year-to-date earnings and deductions (computer-generated)
		W-2s for the most recent 2 years
		Declaration page of home owner's insurance
		Bank statements covering the most recent 2 month period - checking, savings, investment, retirement, stocks, etc.
		If you own rental property, please provide rental agreements
		Credit authorization form (download from previous page)

Self-employed or paid by commission applicants will need:

		Federal income tax returns with all schedules for previous 2 years
		Corporate tax returns and all schedules, if applicable

Applicants who filed a bankruptcy within the past 7 years will need:

		A copy of petition, schedule of creditors, and discharge papers
		A handwritten explanation of the reason for bankruptcy

If you have any questions about what is needed, just contact the Mortgage Division at (866) 469-2717.